If you’re a United States citizen or permanent legal resident for at least five consecutive years, you may be eligible for Medicare if you meet one or more of the following qualifications:
- You are 65 or older and are eligible for retirement benefits through Social Security
- You are 65 or older and are eligible for retirement benefits through the Railroad Retirement Board
- You are eligible to receive Social Security or Railroad Retirement benefits, but you have not yet filed for them.
- You have a disability and have been receiving disability benefits for at least 24 months
- You have ALS (Lou Gehrig’s disease)
- You have end-stage renal disease and require dialysis treatment or a kidney transplant
- You or your spouse had Medicare covered government employment
- There may be other circumstances that make you eligible for Medicare not listed here.
Investing in Futures and Commodities
Futures and commodities investments offer investors with more complex investing needs a way to potentially profit from both the upward and downward movement of commodity and financial markets.
Because the futures and commodities markets can be highly unpredictable — often swinging dramatically — futures and commodities investments are not suitable for all investors. Before starting, consider your:
- Financial experience
- Investment goals
- Risk tolerance
- Financial resources
If investing in futures and commodities has the potential to fit into your investment strategies and your Financial Advisor does not trade in futures and commodities, he or she will recommend another Financial Advisor who can help you invest in this highly specialized niche.